Wednesday, December 31, 2008

BoA

Bank of America has siphoned at least 400 dollars of my hard earned money in the couple years I've been a customer.  Due to DAMN overdraft fees.  Yo $35 a pop ain't no joke.  And no, I would not benefit from overdraft protection because I just started using my savings and I can't trust that there will always be enough to cover me.  The thing that irks me though, and makes me feel like this whole system was intentionally designed to make me look like I am some irresponsible spender, is how one day you check your balance and are in the black, and the next day they have completely rearranged your purchases and laid it out so that you are out a GRIP.  It hurts and I physically react whenever I have to give this bank my money.  I have been doing so well.  But since I bought my tires my account was a little lower than usual, and bam!  They got me.  My advice, don't spend over a holiday weekend using debit/credit, it will not work out the way you figured in your head.  Painful, painful lesson learned.  Anyway, to lick my wounds and ease my nausea and feeling of helplessness, I bought a new phone!  I'm so glad I waited, last time I checked it on Sprint, it was $129 after rebates blah blah.  I got it for $99 straight out after $200 instant savings for upgrading.  It's a cute phone, (LG Lotus) QWERTY keyboard finally.  I'm gonna give my mom my old phone (originally hers anyway) so that I can throw her current one out of the window.

*Sidenote* Benito's back on the scene.  No comment.

Sunday, December 14, 2008

'09 Resolutions

OK...soooo, '08 wasn't GREAT in the way that I had projected, but it was GOOD.  I accomplished 3 (register to vote, concerts, birthday party) of the 10 resolutions I made last year.  But FAILED terribly at the other 7:
2.  Learn to Sew
3.  Lose 17 lbs
4.  Fix up my Acura
5.  Get back into school
6.  Write more
7.  Read more
8.  Learn how to play the piano

These are still in effect for the new year.  What I will modify is that I am aiming to:

1. Fully pay off 3 or more of my bills by April (improve credit score).
2. A NEW CAR (most likely certified pre-owned).
3. Lose (at least) 10 lbs by March for my trip to Cabo! (I am currently 194 lbs).
4. Be more cultured
(museums, plays, arts).
5. Re-design my bedroom!
(new flooring, wall color, furniture pieces).


The things that I did not resolve to accomplish but I feel deserve honorable mention are that I only had sex 3 times this entire year.  Only one time was worth it (howudoin'), but atleast I thought about it each and every time.  Also, I have been at my new job for 9 months now and not having any issues (other than tardiness).  I have a positive self image and am considering relationships in a more serious way, slowly.  And I have maintained my natural hair with no intention of backtracking.  So I feel I have grown, and would really like to continue into '09 with strength, courage & wisdom.

 SWEEEET.

Tuesday, December 9, 2008

As Seen on T.V.

This month has been all about products that you've seen on T.V.  First, I was up at 5AM one night last week, having an insomniac moment, and ended up ordering The Wave by The Firm system.

After it processed I was like...did I just do that (Urkel style)?!  Then I decided that since the work-out system was on it's way (I'm sending it back b4 the 30 days though, trust), let me finally try Dr. Ian Smith's Fat Smash Diet.  I've had that book 4ever and all that's been stopping me is my anxiety with supermarket shopping.  It's a problem.
 

And finally, I was at Rite-Aid and bought the Ped-Egg (only $10).  I swear by that thing!  It brought the heels of my feet back to life!  I was shocked.  Passed it on to my mama.
 
  All of these purchases are in the hopes that I can get it right, get it tight for CABO SAN LUCAS in March (tryna drop that same 10-20 lbs).  Yes darlings, I'm going to Cabo for spring break with the travel buddies (Nia & Julisa)!  Can NOT wait.  I am so ready to soak up some sun and forget that my life is not where I want it to be.  This is the resort!  Viva MEXICO! 

I really think I'm going to move out of New Jersey soon.  I wanted to get everything together then settle somewhere else but now I feel like maybe I need a new start to get started.  Something I'm debating.
Every time I get into a relationship I immediately start to feel like I just trapped myself.  Maybe that's why I dealt with Benito so long, cause it was never anything official, I guess if it had been I would have ran away a long time ago.  I just have attachment issues, I feel like I love and care for Zackery but I still have a lot of walls up.  I don't know how to open up any more.  But he's so loving and different than the rest I feel that it's worth the effort, but it's not my natural instinct, at all.